The Impact of Unstable Housing on Children

A child should never have to wonder where they’ll sleep tonight. But for far too many children across our country, housing instability is part of everyday life. Some move from couch to couch with their parents. Some stay in crowded motel rooms. Others change foster homes over and over again, carrying their belongings in trash bags as they go.

The impact of unstable housing on children reaches far beyond four walls and a roof. It shapes their sense of safety, their ability to learn, their mental health, and their understanding of what “home” even means. For many, it alters the trajectory of their entire childhood.

Thankfully, we can all help. Here, we share the impact of unstable housing on children and how each of us can make a difference in our communities.

What is Housing Instability?

Many people think of housing instability and homelessness as the same thing, but homelessness is just one way housing instability can show up. It includes:

  • Frequent moves
  • Temporarily living with relatives
  • Sleeping in cars
  • Staying in emergency shelters

Housing instability also manifests as bouncing between foster placements because no long-term home is available.

For a child, instability feels like uncertainty. Frequent moves result in repeated school changes, broken friendships, and anxiety about how long their current home will last. When children don’t know what tomorrow holds, their nervous systems stay on high alert. Over time, that constant stress takes a toll.

Emotional and Mental Health Effects

Research consistently shows that the impact of unstable housing on children is profound. Children experiencing frequent moves are more likely to struggle with anxiety and depression. They often have difficulty forming secure attachments. Trust becomes fragile, and stability feels temporary.

In foster care, placement instability compounds existing trauma. Every move reinforces the message that relationships are not permanent. For younger children, unstable housing can disrupt critical developmental milestones. For older youth, it can erode confidence and identity during formative years.

Educational Disruptions and Health Risks

Frequent moves disrupt schooling and hinder academic progress. In many cases, records get lost, special education services are delayed, and attendance takes a hit. It severs relationships that children have formed with friends or mentors.

Physically, unstable housing can mean interrupted medical care, inconsistent nutrition, and poor sleep. Chronic stress alone has measurable effects on a child’s developing brain. They may also be exposed to unsafe environments, overcrowding, or emergency shelters.

The Long-Term Impact in Adolescence and Adulthood

Long-term, children who experience housing instability face a significantly higher risk of:

  • Dropping out of school
  • Entering the justice system
  • Experiencing homelessness as teens and adults
  • Struggling to maintain employment

A Current Look at Housing Instability in America

The most recent data paints a sobering picture.

  • About 27% of homeowners and nearly 50% of renters reported being “cost-burdened” in 2023
  • National data estimates that children make up 1 in 5 homeless individuals on a single night (19% of the total unhoused population)
  • The Department of Education identified 1.37 million children who experienced homelessness during the 2023-2024 school year
  • The number of families with children experiencing homelessness increased by 39% between 2023 and 2024, the largest single-year jump ever recorded.

How Housing Instability Fuels Child Welfare Involvement

One of the least understood realities in child welfare is how often housing plays a role. Many families enter the child welfare system not because of intentional harm, but because poverty and unsafe housing create risk. When a parent cannot secure stable housing, children can face removal even when there is love and effort.

In cases where children entered foster care in 2024:

  • 9% (16,177) cited Inadequate Housing
  • 5% (7,954) cited Homelessness
  • 55% (94,224) cited Neglect, of which a large portion is poverty- and housing-related

According to Eviction Lab and state-level research, every 1% increase in eviction rates corresponds to a 1.6% increase in foster care placements.

Housing instability becomes a pipeline into foster care. And once in care, children may experience even more instability through multiple placements. About 40% of children in foster care move to three or more foster homes per year.

But it doesn’t have to be this way.

What Happens When Stability is Restored

Natasha and her four children lived for years in an abusive home where fear shaped their daily lives. She did everything she could to shield them, but the damage was visible. Her children began missing school. Their grades slipped. Emotional wounds took root that no child should have to carry.

Natasha knew they couldn’t stay.

When she finally fled with her children, they had nowhere safe to land. Without stable housing, they were at risk of entering foster care and being separated from one another. Determined to keep her family together, Natasha searched for safety and a way forward.

That search led her to Harvest Village, a program of Harvest Family Life Ministries that provides safe housing and a supportive community to families in crisis, helping prevent children from entering foster care.

From the moment they arrived, life began to steady. There were warm meals, quiet nights, and people who showed up with consistent care. With counseling and mentorship, Natasha began healing from years of trauma. She no longer saw herself as a victim, but as a mother capable of leading her family forward.

As stability took root, her children began to change, too. Their grades improved, their smiles returned, and the heaviness they carried slowly began to lift.

Then came a powerful milestone: three of her four children chose to be baptized, marking a step of faith and restoration in their healing journey.

Natasha and her children came dangerously close to losing one another. Today, they are still together, living proof that when housing stability meets compassionate support, families can rebuild what once felt impossible.

How Communities Can Help Create Stability for Children

You can help families like Naatasha’s find stability. Across the country, organizations that work to ensure children have safe, stable places to grow need your support:

There are also many ways to get involved locally, right in your own community. Visit our Take Action page to get started in your state.